Add
or subtract the following adjustments to the
above interest rates to determine the rate applicable
to your loan. If you have questions or need
assistance, please ask your loan officer or
give us a call @ 800-783-8400.
|
Type
of adjustment
|
Amount
of adjustment to the rate
|
| Loan
amount < $150,000 |
+
.125% |
|
Loan
amount < $120,000
|
+
.250%
|
| Credit
score > 680 |
-
.250%
|
| Credit
score > 660 |
-
.125%
|
|
Credit
score < 620
|
+
.125%
|
|
Credit
score < 580
|
+
.250%
|
|
Credit
score < 550
|
+
.500%
|
|
Bankruptcy/CCCS
|
+
.250%
|
|
Non-occupying
Co-borrower
|
+
.125%
|
| Open
collection accounts |
+
.125% |
|
Manufactured
home
|
+
.500%
|
