Who
is eligible for a
VA Loan?
Veterans with active duty service, that was not dishonorable, during
World War II and later periods are eligible for VA loan benefits.
World War II (September 16, 1940 to July 25, 1947), Korean conflict
(June 27, 1950 to January 31, 1955), and Vietnam era (August 5,
1964 to May 7, 1975) veterans must have at least 90 days service.
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Obtaining
a VA Loan
The application process for VA financing is no different
from any other type of loan. In fact, the VA application form is
the same as that used for HUD/FHA and conventional loans. The mortgage
company verifies the applicant's income and assets, and obtains
a credit report to see that other obligations are being paid on
time.
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Benefits
of VA Financing
More than 29 million veterans and service personnel
are eligible for VA financing. Before arranging for a new mortgage
to finance a home purchase, veterans should consider some of the
advantages of VA home loans.
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